Premier Health USA is a "Solutions Company", designing and managing alternative health benefit solutions for all size businesses, from sole proprietors and independent contractors to large employers with hundreds of employees.
Request demo Premier Health websiteAffordable ACA Compliant Benefits
24/7/365
Telehealth
Employer portal access for administration
Enrollment and Implementation support
Prescription
Discounts
When the renewal is too high...
When participation won't work...
When traditional carriers aren't competitive...
Let Premier Health USA be your Plan B.
Easy to understand proposals and plans/rates with personalized client service from application to onboarding
Premier Health is the company benefits Brokers turn to when the “Big Four Health Carriers” are not the answer!
Virtual Urgent Care solution offers 24/7 access to board-certified doctors, enabling patients to quickly address common medical concerns.
Also available in the 1-100 market in NY…No PHQ in 10+ market.
Sole Proprietors, Independent Contractors (1099s), Small Businesses with 2-9 W2 employees.
8 plan design options to choose from…Copay and HSA plans!
Easy to use online Personal Health Questionnaires (PHQ).
In and Out of Network Plans with a choice of PHCS network w/ Hospital Reference Based Pricing or Cigna PPO network - every proposal will show both!
Benefits provided through a health insurance captive available nationwide!
Complete turnkey plan administration!
The fastest growing type of health program in the market.
10+ W2 Employees
Census Quoting - no PHQs
Multiple PPO network options…including our OPEN ACCESS Program
Value-Based Plans available with Hospital Balance Bill Indemnification
A rated Domestic Stop Loss Carriers
100% return of unspent claim dollars (others only return 50%)
Monthly claims reports for all clients
Return of claim dollars even if client does not renew (others require client renewal)
At Premier Health USA, we believe healthcare should be about access, choice, and continuity of care, not network restrictions.
| Good | Better | Best | |
|---|---|---|---|
| Unlimited Primary Care Office Visits | $25 copay | $25 copay | $15 copay |
| Preventive/Wellness Care Services | $0 copay | $0 copay | $0 copay |
| Telehealth, including Mental Telehealth | $0 copay | $0 copay | $0 copay |
| Prescription Drug Coverage | Included | Included | Included |
| Unlimited Urgent Care Visits | -- | $50 copay | $50 copay |
| Specialty Care Office Visits | -- | -- | $15 copay |
| X-Rays/MRI/CT Scans/Lab Services | -- | -- | Included |
| Hospital and Surgery Coverage, including Maternity | -- | -- | Included |
With the introduction of the Affordable Care Act in 2010, those employers who meet the ALE criteria are required to offer at least Minimum Essential Coverage to their employees to avoid IRS penalties.
These plans are the perfect strategy for employers focused on cost containment, usable daily benefits and compliance with ACA mandates. The plans outlined below are compliant with Employer Penalty “A” as outlined by ACA. They also satisfy the individual mandate penalty in applicable states.
Win new business or retain existing business with Premier Health’s alternative health plan solutions!
Request demo
Full-service Member Services team to all covered members of your health insurance plan.
Up to 80% prescription discounts and real-time drug pricing
All-in-one health management platform to access all of your health plan information.
Access to a vast network of healthcare providers for routine check-ups, preventive care, and diagnostic services.
Dedicated support to assist with questions, plan details, and ongoing service needs.
Optional add-ons for dental and vision coverage, providing a holistic approach to your overall well-being.
Supplemental coverage for hospital stays, surgeries, and medical treatments, offering financial peace of mind during challenging times.
Affordable co-pay medical coverage options for doctors, specialists, laboratory services, prescription medications, and more.
Routine check-ups and preventive care to support your overall health. Includes screenings, counseling, and guidance to help you stay healthy and catch issues early.
Convenient access to Virtual Doctor visits and more! Members can call anytime 24/7/365 and visit with a US-based, licensed doctor and get a prescription written (if medically necessary).
Schedule consultations with therapists at a fraction of the cost of typical in-person visits
Lump-sum benefits for serious conditions such as cancer, heart attack, and stroke. Helps cover medical costs and provides financial support during recovery.
Procure Premier Health services today
and start the journey of improving the health
and lives of your clients and employees!